Category Archives: Debt Collection

Filing in Small Claims Court for violations of FCRA and FDCPA

I recently came across a website, I won't mention the name, which urges people to file pro se claims in the state small claims court for violations of the federal Fair Debt Collection Practices Act (FDCPA) and the Fair Credit

You Can Beat a Debt Collector!

Most debt collection agencies employ people (including their lawyers) that really can't do a lot of other things well. For the most part they make their money based on bullying, harassment, and preying on the fear of the people from

Maryland Debt Collection Lawsuits in Small Claims Court

In what is absolutely a ridiculous ruling, and one which raises suspicion of deep pockets being invovled somewhere, the Maryland Court of Appeals essentially ruled that a debt collection agency can win a judgment despite having only hearsay evidence of

How to Stop a Debt Collector from Calling

It seems like during the holiday season the debt collectors grow even more aggressive and rude, causing what should be a joyous time of the year to instead be filled with stress and worry. However, debt collectors have far, far

Bill Collectors Hassling You?

Are you being called or bothered by a debt collection agency? Do you want to know what you can do, other than filing bankruptcy, to stop the relentless phone calls? The reason these bottom feeders stay in business is because

Can a Social Security Check be Garnished for Debt?

One thing that may seniors worry about is owing debt and having their Social Security checks garnished. In fact, many debt collection agencies even make this threat when they call trying to collect on an old bill. But can they

The Guerrilla Guide to Defending Yourself Against Debt Collectors – Coming Soon

We're working on several new additions to the Guerrilla Guides to the law series but it looks like the next one that will be completed is the Guerrilla Guide to Defending Yourself Against a Debt Collector, although that title is